Sunday, October 24, 2010

On the Home Front…

So we haven’t been able to close on the house.  We may actually not get the house.  To put it in a nutshell, the house we were/are getting (who knows?) didn’t reach FHA standards according to the appraisal so our loan officer said that there had to be repairs on the house before they will give us the loan.  FHA mandates that each residence is livable as of closing.  The home we want(ed) apparently had a do-it-your-self-er who didn’t know what he was doing so there are some random dumb repairs that need to be made (wires sticking out of the house etc) that we were going to have repaired before we moved in anyway.  But as it is that those things have to be taken care of before closing, we decided to see if the seller would help us out and pay half or more of the repairs.  So we increased our loan amount to reach half and then they decided that they wanted us to pay more than half.  We said “no”. 

Honestly, there are TONS of houses on the market in our price-range and in the area.  The last search I made there were 133 houses.  The draw with this particular one was the materials that were used  such as real wood cabinetry (which for some weird reason is not in most of the kitchens we’ve seen) as well as granite countertops and travertine floors.

Right now we’re seeing if our “no” has made them decide to come half-way or not.  If not, I’m at peace to start looking again for a new house and not spend all the money that we had for appliances on stupid repairs that we wouldn’t have to make at some other house.

The most annoying thing about this is that we could have done these negotiations earlier rather than just finding out the weekend before closing.  C’est la vie.

I can’t decide if the whole house-buying frustration is just because it’s “not meant to be” and Heavenly Father has something better in store; or because we are supposed to be in this house and so evil forces are thwarting our plans…that’s a lot of people’s excuse for not making it to the temple ;).

3 comments:

  1. I'm sorry Heather! Home buying is very frustrating, but it's good you feel so much peace about starting over again if you have to. It will all be worth it when it's finally over and you have a wonderful house for your little family!! (by the way, WEIRD comment right before mine)

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  2. If it doesn't go through, I guess we just get you a little longer! :)

    That truly is frustrating though! The biggest issue is that you could have moved on so much earlier if you would have known. Uh-well. So things go...

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  3. Home buying is so frusterating! But in the end I think Heavenly Father will help things work out the way they are supposed to work out. Hang in there! Best wishes!!!

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